In using this website I give express consent to Equity Release Guru to call me on the number provided from time to time. Calls may be recorded for training and quality purposes.

In using this website I give express consent to Equity Release Guru to call me on the number provided from time to time. Calls may be recorded for training and quality purposes.

Please Leave your details below and our adviser will be in touch as soon as we can

Please Leave your details below and our adviser will be in touch as soon as we can

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Equity Release

Equity Release

Are YOU aged 55 or over with a UK home worth at least £70,000?

Are YOU looking to release funds to help you your financial objectives?

If that is the case then ring us now or request a call back

Are YOU aged 55 or over with a UK home worth at least £70,000?

Are YOU looking to release funds to help you your financial objectives?

If that is the case then ring us now or request a call back

This is a Lifetime mortgage which may reduce the value of your estate and may affect your entitlement to state benefits. To understand the features and risks ask for a Personalised illustration.

This is a Lifetime mortgage which may reduce the value of your estate and may affect your entitlement to state benefits. To understand the features and risks ask for a Personalised illustration.

Do You Want To Pay Off Your Credit Cards?

Do You Want To Pay Off Your Credit Cards?

Do You Want To Pay Off Any Existing Loans Or Mortgages?

Do You Want To Pay Off Any Existing Loans Or Mortgages?

Do You Want Your Dream Car or A New Car?

Do You Want Your Dream Car or A New Car?

You can use a lifetime mortgage to repay a repayment mortgage or even to repay an interest-only mortgage.  If you get the correct advice this could just be the route for you, please call us to discuss whether this is the correct option for you.

You can use a lifetime mortgage to repay a repayment mortgage or even to repay an interest-only mortgage.  If you get the correct advice this could just be the route for you, please call us to discuss whether this is the correct option for you.

You can utilise lifetime mortgage borrowing to repay high-interest cost credit cards in the correct circumstances and with full advice provided by Craig Oliver.

You can utilise lifetime mortgage borrowing to repay high-interest cost credit cards in the correct circumstances and with full advice provided by Craig Oliver.

As you may know, car leasing costs in retirement can be a burden on your disposable income, a lifetime mortgage could just buy you the car you wish to use and leave you with more income.

As you may know, car leasing costs in retirement can be a burden on your disposable income, a lifetime mortgage could just buy you the car you wish to use and leave you with more income.

Is Home Retention Important To You?

Is Home Retention Important To You?

You can utilise a lifetime mortgage at the point your current mortgage expires.  In some cases, this option will secure your security in your home for the rest of your life.

You can utilise a lifetime mortgage at the point your current mortgage expires.  In some cases, this option will secure your security in your home for the rest of your life.

Do You Want To Have A Stress Free Retirement?

Do You Want To Have A Stress Free Retirement?

You can utilise a lifetime mortgage to provide income, future drawdown capital and provide peace of mind and financial security. Please remember the lifetime mortgage funds provided to you are tax-free.

You can utilise a lifetime mortgage to provide income, future drawdown capital and provide peace of mind and financial security. Please remember the lifetime mortgage funds provided to you are tax-free.

Do You Want To Purchase A Holiday Home?

Do You Want To Purchase A Holiday Home?

You can use a lifetime mortgage to purchase a holiday home or log cabin.  Just so you know some lenders will permit a lifetime mortgage security on a holiday home or second home at the same time as your main residence.

You can use a lifetime mortgage to purchase a holiday home or log cabin.  Just so you know some lenders will permit a lifetime mortgage security on a holiday home or second home at the same time as your main residence.

Do You Want To Purchase Another Property?

Do You Want To Purchase Another Property?

Do You Want Your Dream Holiday Or More Holidays?

Do You Want Your Dream Holiday Or More Holidays?

Are You Wanting To Make Home Improvements?

Are You Wanting To Make Home Improvements?

Do You Want To Give Your Children A Hand To Get On The Property Ladder?

Do You Want To Give Your Children A Hand To Get On The Property Ladder?

Do You Want To Give Capital To Charity?

Do You Want To Give Capital To Charity?

Are You Thinking About Inheritance Tax Planning?

Are You Thinking About Inheritance Tax Planning?

You can use a lifetime mortgage to purchase a more valuable home and use the lifetime mortgage as deposit funds to enable the purchase.

You can use a lifetime mortgage to purchase a more valuable home and use the lifetime mortgage as deposit funds to enable the purchase.

You can use a lifetime mortgage to enjoy holidays every year by using a drawdown lifetime mortgage option.

You can use a lifetime mortgage to enjoy holidays every year by using a drawdown lifetime mortgage option.

You can use a lifetime mortgage to complete an extension, add an orangery roof, update the home for the rest of your life or even adapt a living area for long term care.

You can use a lifetime mortgage to complete an extension, add an orangery roof, update the home for the rest of your life or even adapt a living area for long term care.

Using a lifetime mortgage you can help a family member upsize or even get their foot on the first rung of the property ladder.

Using a lifetime mortgage you can help a family member upsize or even get their foot on the first rung of the property ladder.

You can use a lifetime mortgage to assist a charity.  If it is more important to you to assist a charity than leaving an inheritance to your family then a lifetime mortgage can be utilised for this purpose.

You can use a lifetime mortgage to assist a charity.  If it is more important to you to assist a charity than leaving an inheritance to your family then a lifetime mortgage can be utilised for this purpose.

You can utilise a lifetime mortgage as part of an effective inheritance tax strategy.  You should always take advice regarding inheritance tax planning.  Some of my clients have legally gifted funds to their family as part of their own strategy with the correct financial advice.

You can utilise a lifetime mortgage as part of an effective inheritance tax strategy.  You should always take advice regarding inheritance tax planning.  Some of my clients have legally gifted funds to their family as part of their own strategy with the correct financial advice.

WE ARE LEADING SPECIALISTS OFFERING EXCLUSIVE PRODUCTS FROM THE FOLLOWING PROVIDERS

WE ARE LEADING SPECIALISTS OFFERING EXCLUSIVE PRODUCTS FROM THE FOLLOWING PROVIDERS

Free Initial Personal Advice From An Industry Award Winning Advisor, Our Very Own Craig Oliver, 

He Will Then Personally Guide You And Find The Solution That Is RIGHT For YOU!!

Free Initial Personal Advice From An Industry Award Winning Advisor, Our Very Own Craig Oliver, 

He Will Then Personally Guide You And Find The Solution That Is RIGHT For YOU!!

What Craig's Clients have had to say!!

What Craig's Clients have had to say!!

Use the Free online calculator to see how much you can borrow

Use the Free online calculator to see how much you can borrow

Contact us with any queries or questions you may have

Contact us with any queries or questions you may have

Free Guide

Free Guide

Click to get your free quide now

Click to get your free quide now

See What other clients have experienced.

See What other clients have experienced.

Site Map

Site Map

Address

Address

Equity Release GuruSuite 8, West Court OfficesPark LaneAllerton Bywater01924792182

Equity Release GuruSuite 8, West Court OfficesPark LaneAllerton Bywater01924792182

Registered Office:Unit 8, ABC Killinghall Stone Quarry, Ripon Road, Harrogate, HG3 2BA. Registered in England & Wales. Company number 7162252.

Registered Office:Unit 8, ABC Killinghall Stone Quarry, Ripon Road, Harrogate, HG3 2BA. Registered in England & Wales. Company number 7162252.

Head Office:Units 11-21, Mills Bakery, Royal William Yard, Plymouth, PL1 3GE, UK

Head Office:Units 11-21, Mills Bakery, Royal William Yard, Plymouth, PL1 3GE, UK

Consumer Credit Licence:0637675

Consumer Credit Licence:0637675

Data Protection Registration Number:Z227852X

Data Protection Registration Number:Z227852X

In using this website I give express consent to the Responsible Life Ltd to call me on the number provided from time to time.

In using this website I give express consent to the Responsible Life Ltd to call me on the number provided from time to time.

Calls may be recorded for training and quality purposes.

Calls may be recorded for training and quality purposes.

Contact Us

Contact Us

Equity Release Guru is a trading style of Responsible Life Limited. Responsible Life Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register \(http://www.fsa.gov.uk/register/home.do) under reference 610205.

Equity Release Guru is a trading style of Responsible Life Limited. Responsible Life Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register \(http://www.fsa.gov.uk/register/home.do) under reference 610205.

Any information contained herein is a personal opinion of the author and should not be considered to be advice of any kind. Inheritance Tax planning is not regulated by the FCA. Think carefully before securing other debts against your home. By consolidating your debts into a mortgage you may be required to pay more over the entire term than you would with your existing debt.

Any information contained herein is a personal opinion of the author and should not be considered to be advice of any kind. Inheritance Tax planning is not regulated by the FCA. Think carefully before securing other debts against your home. By consolidating your debts into a mortgage you may be required to pay more over the entire term than you would with your existing debt.

Only if you choose to proceed and your case completes will Responsible Life Limited charge an advice fee, currently not exceeding £1,295. Our adviser will talk through the setting up costs of a lifetime mortgage before you make any decision to proceed.

Only if you choose to proceed and your case completes will Responsible Life Limited charge an advice fee, currently not exceeding £1,295. Our adviser will talk through the setting up costs of a lifetime mortgage before you make any decision to proceed.

In Association with

In Association with

BLOG

BLOG

Reasons To Consider Equity Release?

Reasons To Consider Equity Release?

Release Tax Free Cash

From Your Home

Release Tax Free Cash

From Your Home

Client Reviews

Client Reviews

Find Out If Equity Release Is Right For You? It Is Not For Everyone!

Find Out If Equity Release Is Right For You? It Is Not For Everyone!

How much Can I borrow? Use the Free online calculator to see how much you can borrow to reach your financial objectives

How much Can I borrow? Use the Free online calculator to see how much you can borrow to reach your financial objectives

If you have any questions that the video has not answered then contact us with any queries or questions you may have

If you have any questions that the video has not answered then contact us with any queries or questions you may have

All myths and misconceptions cleared up for you so click to get your free 5 top tips ebook now 

All myths and misconceptions cleared up for you so click to get your free 5 top tips ebook now 

Has this helped other clients achieve their financial goals? See what other clients have experienced!

Has this helped other clients achieve their financial goals? See what other clients have experienced!

 Grab Your 5 TOP TIPS about

 Grab Your 5 TOP TIPS about

EQUITY RELEASE Ebook Now!

EQUITY RELEASE Ebook Now!

If you are looking into equity release - these must KNOW facts

That can stop YOU making costly mistakes.

If you are looking into equity release - these must KNOW facts

That can stop YOU making costly mistakes.

As promised here is the 5 Top Tips about Equity Release Ebook!

What is inside? 

-5 Must KNOW Top Tips about Equity Release

-Advice points provided by an award winning equity release specialist

-What are the costs to set up a plan?

-What to expect throughout the process?

and much more .....

As promised here is the 5 Top Tips about Equity Release Ebook!

What is inside? 

-5 Must KNOW Top Tips about Equity Release

-Advice points provided by an award winning equity release specialist

-What are the costs to set up a plan?

-What to expect throughout the process?

and much more .....

Equity Release

The Equity Release Guru Advice Service is here to offer you all the information, advice and guidance you need to find out about equity release , lifetime mortgages and whether it could be right for you. 

The service is provided by specialists, Responsible Life, who always have your best interests at heart. 

Here are some of the reasons that set the Equity Release Guru Service apart…

Expert advice from an experienced equity release adviser who really gets to know you, your current circumstances and your wishes for the future.

There’s no fee for the initial consultation, however, if you choose to proceed with a recommended product, an advice fee of £1295 is payable on completion.

Access to whole of market equity release products from the full range of highly-regarded providers.

Exclusive much sought after equity release products available only to Equity Release Guru customers.

There’s no obligation on your part, so you can change your mind at anytime, before completing.

For your protection 

Equity Release Guru and Responsible Life are members of the Equity Release Council. This is the industry body for the equity release market, ensuring that all products are both safe and accessible for customers. As members of the Council, both Craig Oliver and Responsible Life adhere to a strict Code of Conduct, which provides a number of safeguards and guarantees for customers. If you would like to read more, click the badge below.

Speak to a member of the team:

01924 792182

Lines open Monday – Friday 9am-5pm. (excluding bank holidays)

Find out more about equity release with our helpful guide.

Equity Release

The Equity Release Guru Advice Service is here to offer you all the information, advice and guidance you need to find out about equity release , lifetime mortgages and whether it could be right for you. 

The service is provided by specialists, Responsible Life, who always have your best interests at heart. 

Here are some of the reasons that set the Equity Release Guru Service apart…

Expert advice from an experienced equity release adviser who really gets to know you, your current circumstances and your wishes for the future.

There’s no fee for the initial consultation, however, if you choose to proceed with a recommended product, an advice fee of £1295 is payable on completion.

Access to whole of market equity release products from the full range of highly-regarded providers.

Exclusive much sought after equity release products available only to Equity Release Guru customers.

There’s no obligation on your part, so you can change your mind at anytime, before completing.

For your protection 

Equity Release Guru and Responsible Life are members of the Equity Release Council. This is the industry body for the equity release market, ensuring that all products are both safe and accessible for customers. As members of the Council, both Craig Oliver and Responsible Life adhere to a strict Code of Conduct, which provides a number of safeguards and guarantees for customers. If you would like to read more, click the badge below.

Speak to a member of the team:

01924 792182

Lines open Monday – Friday 9am-5pm. (excluding bank holidays)

Find out more about equity release with our helpful guide.

AM I ELIGIBLE

AM I ELIGIBLE

HOW DO WE COMPARE

HOW DO WE COMPARE

CONSIDERATIONS

CONSIDERATIONS

You're in safe hands

All of our plans meet the Equity Release Council standards. With our plans:

You have the right to remain in your home for as long as you choose

You have the freedom to move to another property without financial penalty (subject to criteria)

You will never owe more than the value of your home with the no negative equity guarantee

You're in safe hands

All of our plans meet the Equity Release Council standards. With our plans:

You have the right to remain in your home for as long as you choose

You have the freedom to move to another property without financial penalty (subject to criteria)

You will never owe more than the value of your home with the no negative equity guarantee

FREE CALCULATION TODAY

FREE CALCULATION TODAY

First Name

First Name

Last Name

Last Name

Phone Number

Phone Number

Estimate House Value (£)

Estimate House Value (£)

Email Address

Email Address

FIND OUT HOW MUCH 

FIND OUT HOW MUCH 

TAX FREE CASH 

TAX FREE CASH 

YOU CAN RELEASE

YOU CAN RELEASE

Age of youngest homeowner

Age of youngest homeowner

We'd like to keep you updated with useful market and product information or offers about planning retirement. Please let us know if you do not wish to be contacted by:

If you'd like to know how we use your data see our Privacy Policy

We'd like to keep you updated with useful market and product information or offers about planning retirement. Please let us know if you do not wish to be contacted by:

If you'd like to know how we use your data see our Privacy Policy

SMS

SMS

email

email

Things to consider

Your specialist equity release adviser will explain:

Please download the free E-book 5 Top Tips about Equity Release

Things to consider

Your specialist equity release adviser will explain:

Please download the free E-book 5 Top Tips about Equity Release

You're in safe hands with our advice

All of our plans meet the Equity Release Council standards:

You have the right to remain in your home for as long as you choose

You have the freedom to move to another property without financial penalty (subject to criteria)

You will never owe more than the value of your home with the no negative equity guarantee

You're in safe hands with our advice

All of our plans meet the Equity Release Council standards:

You have the right to remain in your home for as long as you choose

You have the freedom to move to another property without financial penalty (subject to criteria)

You will never owe more than the value of your home with the no negative equity guarantee

How your figure is calculated?

Our equity release calculator uses two main factors to quickly work out how much tax-free cash you could release:

Property value: A higher property value will result in a higher equity release calculation. The minimum property value to be eligible for equity release is £70,000

Age of youngest applicant: If you are applying as a couple, the amount of equity you can release will be calculated based on the youngest applicant. Both applicants must be aged 55 and over to be eligible

How your figure is calculated?

Our equity release calculator uses two main factors to quickly work out how much tax-free cash you could release:

Property value: A higher property value will result in a higher equity release calculation. The minimum property value to be eligible for equity release is £70,000

Age of youngest applicant: If you are applying as a couple, the amount of equity you can release will be calculated based on the youngest applicant. Both applicants must be aged 55 and over to be eligible

Compare equity release plans

After your initial calculation, where our calculator reveals how much you could release, you will be able to compare plans and the different rates that may be available to you

Learn about the different features that may be an option for you, such as the inheritance protection guarantee and making payments which control the interest and ultimately these protect the equity in your home.

All of our recommended plans meet the Equity Release Council standards, and have a no negative equity guarantee and we are fully regulated by the Financial Conduct Authority.

Compare equity release plans

After your initial calculation, where our calculator reveals how much you could release, you will be able to compare plans and the different rates that may be available to you

Learn about the different features that may be an option for you, such as the inheritance protection guarantee and making payments which control the interest and ultimately these protect the equity in your home.

All of our recommended plans meet the Equity Release Council standards, and have a no negative equity guarantee and we are fully regulated by the Financial Conduct Authority.

TO ACHIEVE YOUR OBJECTIVES 

TO ACHIEVE YOUR OBJECTIVES